Thousands of Veterans & Armed Forces. One Trusted Source.

Forces Cars Direct is the trusted car discount specialist for the armed forces community, serving personnel, veterans, reservists, MoD civilians and their families. We hold direct pricing agreements with leading manufacturers, giving every eligible member of the forces community access to volume pricing unavailable on the high street. The result is an average saving of £7,500, verified across thousands of forces community purchases.

Thousands
Forces Members Served
£200M+
Saved for the Community
Leading
Manufacturer Partners
★ Excellent
Trustpilot Rating

The Best Car Deals for the Forces Community. Live Today.

Every price includes your armed forces discount, applied before finance. Updated daily across all leading manufacturers. Finance subject to status. Representative examples only.

Featured deals

A3 Sportback 1.5 Tfsi 150 Sport 5dr
Audi A3 Sportback
1.5 Tfsi 150 Sport 5dr
From £25,807.35
£334.62 Per month
Save £5,547.65
Sportage Estate 1.6t GDI Gt-line 5dr
Kia Sportage Estate
1.6t GDI Gt-line 5dr
From £29,124.00
£408.75 Per month
Save £4,771.00
C-hr+ Electric Hatchback 165kw Design 77kwh 5dr Auto
Toyota C-hr+ Electric Hatchback
165kw Design 77kwh 5dr Auto
From £29,529.00
£417.60 Per month
Save £7,466.00
Tiggo 9 Estate 1.5t Phev Summit 5dr DHT AWD
Chery Tiggo 9 Estate
1.5t Phev Summit 5dr DHT AWD
From £35,578.00
£487.21 Per month
Save £7,527.00

How the Forces Community Saves £7,500 Through Our Manufacturer Partnerships

We hold direct partnerships with 28 leading manufacturers. That relationship is what makes the saving possible. Because we operate at volume across the armed forces community, manufacturers offer us pricing unavailable on the high street — and we pass every penny of it to you, applied before finance, on every car on our panel. That includes new petrol and diesel cars, hybrid cars for those looking to reduce fuel costs on long commutes, and electric cars for those considering the switch to EV.

If you need a car quickly, we also hold a range of in-stock cars available for early or immediate delivery — no waiting for a factory build slot.

In-Stock Cars

Need a car fast? Browse forces-priced stock cars available for early delivery.

Browse in-stock cars

Electric Cars for the Forces

Explore EV deals with forces pricing across all electric models on our panel.

Browse electric cars

Hybrid Cars for the Forces

Long commute or posting? Hybrid models combine fuel efficiency with full manufacturer warranty.

Browse hybrid cars

Car Brands Offering Armed Forces Discounts

Every brand below has a forces pricing programme available through Forces Cars Direct. Your discount is applied before finance, across all makes and models on our panel.

Our car manufacturer partners

You can benefit from a Forces Cars Direct discount on all of these brands. We work closely with our partners to establish and facilitate a unique programme, guaranteeing you the best deals.


Affordable Car Deals for the Forces. At Every Stage of Service and Beyond.

The armed forces discount is available whether you are serving, a veteran, a reservist or a forces family member. Here is how we address the pressures the forces community faces when buying a car.

01   Transition from Service

Leaving the forces makes financial planning feel uncertain

Your forces discount does not stop when you leave. Veterans and ex-military personnel access the same pricing as serving personnel — no restrictions on how long ago you served.

02   Postings and Relocation

Frequent moves make committing to a car feel complicated

PCP and PCH finance gives you flexibility at the end of the term. In-stock cars mean you can get behind the wheel fast, before your next posting starts. Nationwide delivery direct to your door.

03   Forces Pay Structures

Military pay structures look unusual to high street lenders

Every lender on our panel understands forces pay — including X-Factor allowances, operational bonuses and pension income for veterans. We know how to read a forces payslip.

04   Long Commutes and Base Distance

Remote postings and long drives to base push running costs up fast

Hybrid and electric cars at forces pricing are now a genuine option. HP finance with no mileage cap suits high-mileage drivers who cover long distances to and from base.

05   Pension and Benefits Impact

Salary sacrifice schemes risk reducing your Service pension

Our discounts are never salary sacrifice. There is no impact on your Service pension, allowances or benefits. You get the full saving with zero effect on your entitlements.

06   Time and Convenience

Operational commitments leave no time to visit multiple dealerships

One conversation with our forces team is all it takes. We handle the manufacturer negotiation, the finance search, and nationwide delivery direct to your door — wherever you are based.


Car Finance for the Forces: Built Around Military Pay

We have leading lenders available across our entire panel. Every lender understands forces pay structures, transition income and veteran pensions — not a generic model that does not understand how military personnel are paid. Your monthly repayment reflects the lowest rate available to you.

PCP

Personal Contract Purchase

Lower monthly payments, optional balloon at the end. Popular with forces personnel who want to change car every three to four years without a large upfront commitment.

HP

Hire Purchase

Own the car outright at the end of the term. No mileage restrictions — well suited to high-mileage commuters and those on lengthy remote postings.

PCH

Personal Contract Hire

Fixed monthly cost, no ownership. A clean, predictable option for those who want a new car every two to three years without carrying the depreciation risk.

Loan

Car Loan

Personal finance against your forces salary or pension. Our lenders price against your actual income — not a generic affordability model that does not understand military pay.

Our finance panel

Santander  ·  BNP Paribas  ·  Motonovo  ·  Black Horse  ·  Close Bros  ·  Alphera  ·  RCI Finance  ·  Volkswagen FS  ·  + More

Work out what you can afford before you browse.

Run the numbers on your salary and your preferred finance type before speaking to anyone.


Car Deals for Every Branch of the Armed Forces. Past and Present.

The Forces Cars Direct armed forces discount is open to regular service personnel, veterans of all ranks and service lengths, reservists and MoD civilians. Your service qualifies you. Our team will confirm your eligibility and apply the full discount from the first conversation.


British Army
Regular and Veteran

Royal Navy
Regular and Veteran

Royal Air Force
Regular and Veteran

Royal Marines
Regular and Veteran

Army Reserve
Reservist

Royal Naval Reserve
Reservist

Royal Air Force Reserve
Reservist

Royal Marines Reserve
Reservist

Veterans
All service, all ranks

MOD Civilians
Defence personnel

Cadet Force Adults
Adult volunteers

Blue Light Card
Veteran members
Defence Discount Card Holders of the Defence Discount Card are also eligible for our full armed forces pricing programme.
Check Full Eligibility

Looking for a Used Car?

Not everyone needs brand new. Browse our used car range — quality, reliability and forces-friendly finance, at a lower price point.

Browse Used Cars
Trustpilot

What Our Forces Customers Say

Rated 9.8 out of 10

Start Saving Today

Your Next Car.
£7,500 On Average Less.

No pushy sales. No hidden fees. No salary sacrifice. Your forces discount, applied before we speak.

Explore the Range

TrustPilot Verified  ·  Leading Manufacturers  ·  Leading Finance Partners  ·  Nationwide Delivery  ·  Veteran Owned

* Average saving of £7,500 based on Forces Cars Direct customer data across all armed forces community purchases. Savings vary by make, model, specification and finance option. Subject to eligibility. Finance available subject to status. Forces Cars Direct Limited is authorised and regulated by the Financial Conduct Authority (FRN: 672273).

Close to our heart

We are proud to work in partnership with several Armed Forces organisations to further support our military community.

Find out more about these partnerships by clicking the logos below.

Welcome to Forces Cars Direct

If you serve, you save

We provide new car discounts for all
Armed Forces personnel, past and present.

To discover the discounts available for you and to find your ideal car, please select your eligibility from the list below:

Not sure if you’re eligible? Find out if you are here