Special Forces Finance 

USE OF DATA

You have the right to know how we will use your personal information. It is important that you read this notice before sending this application form. In considering your application we will search your record at credit reference agencies. They will add to your record details of the search and your application and this will be seen by other organisations that make searches. Information held about you by the credit reference agencies may already be linked to records relating to one or more of your partners. For the purposes of this application you may be treated as financially linked to and your application will be assessed with reference to any "associated" records. If you are a joint applicant or if you have told us of some other financial association with another person, you must be sure that you are entitled to: 1) disclose information about your joint applicant and anyone referred to by you; 2) authorise us to search, link or record information at the credit reference agencies about you and anyone referred by you. An "association" between joint applicants and between you and anyone you tell us is your financial partner will be created at the credit reference agencies. This will link your financial records, each of which will be taken into account in all future applications by wither or both of you. This will continue until one of you successfully files a disassociation at the credit reference agencies. It is important that you give us accurate information. We will check your details with a fraud prevention agency and, if you give us false or inaccurate information and we suspect fraud, we will record this. Your record will be shared with other organisations and used by them to: 1) help make decisions about credit for you and member of your household; 2) trace debtors, recover debt, prevent money laundering and fraud. We and the credit reference agencies and the fraud prevention agency will also use your record for statistical analysis about credit and insurance and fraud. Fraud prevention agency records will also be shared with other organisations to help make decisions on motor, household, credit, life and other insurance proposals and insurance claims, for you and members of your household. Where you have applied for or taken out Credit Protection Insurance and/or GAP Protection Insurance we will require to process personal information relating to your physical or mental health or condition, such information will be transferred to the Insurer who administers and provides the insurance. By applying for Credit Protection Insurance or GAP Protection Insurance you consent to us and the Insurer using the personal information supplied with your application for the purposes of administering the insurance policy, including underwriting and claims handling. PLEASE WRITE TO US IF YOU WANT TO HAVE THE DETAILS OF THOSE CREDIT REFERENCE AND FRAUD PREVENTION AGENCIES FROM WHOM WE OBTAIN AND TO WHOM WE PASS INFORMATION ABOUT YOU OR IF YOU WANT DETAILS OF THE CREDIT PROTECTION OR GAP PROTECTION INSURER. YOU HAVE A LEGAL RIGHT TO THESE DETAILS. We may transfer your personal information to a person or company outside the European Economic Area. We will not do so unless that person or company agrees to protect your personal information and only use it in accordance with our instructions. We are responsible for ensuring that your personal information will continue to be adequately protected during and as a consequence of any such transfer. YOU HAVE A RIGHT TO RECEIVE A COPY OF THE INFORMATION WE HOLD ABOUT YOU IF YOU APPLY IN WRITING. A FEE WILL BE PAYABLE.